How To Prevent Mold And Mildew Inside The Home

 

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Mold and Mildew are the kryptonite to homeowners, and this dangerous fungi that germinates from plants can lead to sickness, bad health, and possibly death.

The birthplace of fungus is comprised of small organism that can appear in the air and homes almost anywhere. Mold and Mildew can become visible in the form of organism with a color of black, white, orange, green, or purple.  

Mold and Mildew can manifest the fungi outdoor, and the incubation process emanates on moisture and reproduce tiny, lightweight spores that transmit through the air. Unbeknownst to most homeowners, people are exposed to Mold and Mildew everyday.

Mold and Mildew is a clear and present danger to the health of the homeowners. Mold and Mildew can irritate your eyes, skin, nose, throat, lungs, and cause lead sickness and hospitalization, especially if the homeowner has allergies and asthma.  

Mold and Mildew can irritate your eyes, skin, nose, throat, and lungs that creates health concerns. If homeowners become sensitive to Mold and Mildew and inhale enormous amounts of spores, this potential fatal fungi can become a threat to your health and wellness.

Although Mold and Mildew is omnipresent inside the respective homes, this dangerous fungi can be found in the air, mildew requires moisture and warm temperature that becomes conducive to germinate and grow. Oftentimes, mold begins to grow in the intense heat of the summer under the right temperatures and conditions. Mold and Mildew can especially grow and expand in attacks, crawl spaces, and basements.

The antidote to prevent the growth of Mold and Mildew is to regularly clean up the house, especially closets, dresser drawers, and basements that gives life to this fungi. Homeowners must play defense to prevent the growth of Mold and Mildew, and preclude any nutrients that would invariably ignite mildew-causing molds.

Homeowners must not become paranoid about the potential growth of mold and mildew inside their respective homes. Mold and Mildew, like spiders, have an omnipresence inside every home. Homeowners must constantly disinfect their homes, and not leave wet towels, wet dish rags, and wet dirty clothes in the closets or basements.   The key prevention strategy to eliminate Mold and Mildew is to daily the clean home utilizing household products such as Bleach, Comet, and Lysol spray.

IF YOU KNOW ANYONE WHO IS INTERESTED IN BUYING OR SELLING THEIR HOMES, PLEASE TELL THEM TO CALL:

WILLIAM “SUPER” BYRD                                                                                                           ASSOCIATE BROKER                                                                                                                       DRAKE REALTY                                                                                                                            (404) 250-7445

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Bug Proof Your Home With Annual Termite Treatments

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After the homebuyers become “First-Time Homebuyers,” homeowners must not “Bug Out” over the price of getting a certified Termite Treatment,

Termite Inspection Letters usually costs between $45.00 and $55.00 dollars, and Termite Treatment cost approximately $250 and $350 dollars. Termite Treatments are a small price to pay to extinguish potentially damaging termites from the home. The Queen Termite and her Termite Soldiers could slowly eat away the woods and foundation of your homes, if these termites are left untreated and neglected.

Termites are pesky insects that have developed an appetite and hunger to munch away on woods for over 250 million years. The cause and effect of termite insects are to skillfully recycle wood products into the soil by eating and feeding cellulose. Cellulose are the main ingredients of cells walls in plants. There are approximately 2,200 termite species that have taken a habitat in the tropics.

However, most termite home damages are caused by Subterranean (Undergrown) Termites, which are members of the inspect family known as Rhinotermitidae. These subterranean termites are also called ground-dwelling termites, and Subterranean Termites build and construct and build the underground nests in eastern and western subterranean geographic areas. Subterranean Termites begin to eat at the home framing at the bottom of your home, and have an affinity for softwoods.

Termites are predatory inspects that will eat away the wood foundation of respective homes, and these insects are “clear and present” enemies to homowners. Protect the longevity of homes with a cost effective Termite Treatment. Homeownership is the biggest financial investments that homeowners will ever make, and always protect your investment with annual Termite Treatments.

It is imperative that homeowners assume the responsibility, and prevent the destruction of their homes by Termites. The State Of Georgia has one of the highest insect infestation in the United States. Insects are necessary for the functioning of the American ecosystem.

However, homeowners must always play defense to prevent Termites from potentially destroying their homes. Termites have a hungry desire to eat away the financial profits of homeownership. The Queen Termite and her faithful Termite Soldiers will ruthless destroy your home.

If you know anyone interested in buying or selling their homes, please tell them to call: 

William “Super” Byrd                                                                                                            Associate Broker                                                                                                                              (404) 250-7445 Office                                                                     http://www.williambyrd.georgiamls.com

 

NeighborhoodLift Will Uplift Buyers Toward Homeownership

NeighborhoodLift is a downpayment assistance program (DPA) with the mortgage goal of uplifting potential homebuyers into real estate paradise with the purchase of homes.

Since 2012, NeighborWorks America has collaborated with Wells Fargo Foundation.  Wells Fargo Bank has begun a mortgage partnership with NeighborhoodLift, which is a non-profit organization, committed towards providing $1,500 downpayment assistance grant to approximately 300 homebuyers in the form of a  0% interest rate soft second mortgages.  

“This is a tremendous commitment by Wells Faro to support homeowners and communities, Jeff Bryson President And CEO NeighborWorks America reportedly said.  “This is the kind of public-private collaboration that can help communities tackle difficult challenges and enable families to realize their goal of sustainable homeownership.”

There are no maximum purchase price, but the property must be owner-occupied. The NeighborhoodLift has family income limits that are listed below:

NEIGHBORHOOD INCOME LIMITS
ONE HOUSEHOLD               = $55,750
TWO HOUSEHOLD              = $63,750
THREE HOUSEHOLD          = $71,750
FOUR HOUSEHOLD            = $83,150
FIVE HOUSEHOLD              = $86,000

The potential homebuyers who receives a $1,500 downpayment assistance grant must attend a homebuyers education program.  The homebuyers education seminar will prepare perspective homeowners with the knowledge about mortgage financing, and the fiduciary responsibility of homeownership.

After attending a Wells Fargo homeownership education program, eligible homebuyers have 60 days to purchase homes in Fulton, DeKalb, Cobb, Gwinnett, and Clayton Counties.  

“This investment from Wells Fargo will help provide well-deserved stability, and economic security for hardworking families and individuals who dream of homeownership,” Atlanta Mayor Keisha Lance Bottoms reportedly said. “There is a critical need in our community to create equitable opportunities for everyone who desires to live in (metro) Atlanta.”

NeighborhoodLift program will uplift long term apartment renters toward becoming lifetime homeowners.

IF YOU KNOW ANYONE WHO IS INTERESTED IN LISTING AND SELLING THEIR HOMES, PLEASE TELL THEM TO CALL:

WILLIAM “SUPER” BYRD                                                                                                       DRAKE REALTY                                                                                                                                  ASSOCIATE BROKER                                                                                                                    (404) 992-1513

 

 

Time Shares Are Not Worth Buyers Shared Time

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Many enthusiastic vacationers naively purchase TimeShares that become a waste of their money for negotiated SharedTime.

TimeShares are the biggest con game within the real estate industry.

TimeShares are glorified rental properties reserved during a specified timeframe with other tenants dwelling on the same rental properties, but many TimeShares have conflicting scheduled booking times.

Many intelligent vacation consumers can rent the exact same vacation resort on popular travel websites at substantially less costs.

Some savvy investors of TimeShares foolishly believe that they could sublease their rental vacation properties to other vacationers for their designated timeframes. But the sublease vacationers must pay extra maintenance fees, special assessments, and monthly mortgage payments to enable TimeShares owners to make substantial profits.

However, TimeShares owners are financially subjected to rising maintenance fees, taxes, and monthly mortgage payments, whether or not the Time Shares owners utilize their allotted vacation time at their glorified rental properties.

Oftentimes, the average maintenance fees increases 12% annually, which is substantially more than the current economic inflation rate. TimeShares owners must also be aware of increasing special assessment fees. These increasing maintenance and special assessment fees are buried deep within the body of the Timeshares Contracts.

Furthermore, TimeShares owners must sign a lifetime contract that has a perpetuity clause, which allows TimeShares owners to pass the rental vacation property to future inherent generations. This is known in the real estate industry as the Mafia Contract.

TimeShares decrease in property values, once the TimeShares are purchased. Real estate property will increase in value, unless the real estate property is purchased in distressed neighborhoods experiencing shortsales or foreclosures.

TimeShares owners will become enraged, once they have finally discovered that they have been bamboozled by unscrupulous and dishonest TimeShares sales representatives, who earn nearly 40% sales commissions.

TimeShares sales people are tantamount to fast talking used car sales people. Don’t ever trust them…Buyer Beware! TimeShares are not worth the Buyer’s Shared Time.

IF YOU KNOW ANYONE WHO IS INTERESTED IN SELLING THEIR HOMES, PLEASE TELL THEM TO CALL:

WILLIAM “SUPER” BYRD                                                                                                                ASSOCIATE BROKER                                                                                                                          DRAKE REALTY                                                                                                                                       (404) 992-1513

 

Home Depot Exposes Homeowners To Lead Poisoning

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Home Depot has exposed approximately 25,000 to 400,000 unsuspecting homeowners in three states to dangerously levels of lead poisoning by the company’s incompetent home installation contractors, especially when these contrators have carelessly installed windows.

Home Depot contractors have mishandled lead-based paint removal in at least three separate states: Connecticut, Maine, and Colorado. In fact, a Connecticut homeowner reportedly stated that they paid Home Depot $24,000 for lead-base paint removal, but the homeowners has reported that nearly two years later the house still contains chips of toxic paint.

Hence, the federal government has levied a $37,000 fine against Home Depot in Colorado for not following federal safety guidelines for lead-base paint removal, whereby seven children were potential exposed to lead-based poisoning.

Home Depot Atlanta-based Headquarters has vehemently denied these lead-based poisoning allegations that reportedly came to the attention of WBS-TV in Atlanta, Georgia by an anonymous company whistleblower.

Home Depot has reportedly issued a statement that reads, “We’re fully committed to following Lead Work Safety Practices, and all regulations, regardless of their impact on sales.  If anyone believes otherwise, there are multiple ways they can report their concerns anonymously, and we will address any problems that might exist.”

The Environmental Protection Agency (EPA) is simultaneously conducting a criminal and civil investigation into how Home Depot contractors handles federal guidelines concerning lead-based safety practices.

Moreover, the U.S. Department Of Justice and Occupational, Safety, And Health Administration (OSHA) is conducting a separate investigation.

The federal regulations that applies to all home constructions after 1978 was to avoid lead-based paint. The federal standards and procedures that was implemented for handling and removing lead-base paint has been in place since 2010.  The purpose for these federal safety guideless concerning lead-based paint removal are required to minimize and contain dust or paint chips.

“We are going to take care of our customers,” Home Depot spokesman Stephen Holmes reportedly said.  “We  will be proactively contacting customers whose jobs will require a follow-up.” 

Home Depot accounts for approximately 4% of the $90 billion dollar home installation industry,  but the company must now work hard not to put profits over homeowners’ safety.

IF YOU KNOW ANYONE WHO IS INTERESTED IN BUYING OR SELLING THEIR HOME, PLEASE TELL THEM TO CALL:

WILLIAM “SUPER” BYRD                                                                                                        ASSOCIATE BROKER                                                                                                                          DRAKE REALTY                                                                                                                              404-992-1513 (DIRECT)

 

Homeowners Rent-To-Own Heating And Air Program

The National Sustainable Energy Group (NSEG) has introduced an affordable Rent-To-Own Heating And Air Program for homeowners residing in DeKalb County, Rockdale County, and Clayton County.

This energy efficient Goodman HVAC unit will be installed by NATE/EPA Certified Heating And Air Contractors.  All energy efficient Goodman HVAC units comes with a Guaranteed Homeownership Warranty.  

Moreover, the energy efficient Goodman HVAC units meets the Environmental Protection Agency (EPA) federal mandatory requirements for the R-410 refrigerant upgrades.

The National Sustainable Energy Group (NSEG) has installed approximately 850 new energy efficient Goodman HVAC units for  homeowners residing in DeKalb County, and approximately 1,500 new energy efficient Goodman HVAC units for homeowners residing within metro Atlanta.

One of the requirements by the  National Sustainable Energy Group (NSEG)        for approval to obtain the energy efficient Goodman HVAC Rent-To-Own Heating And Air Progam is the homeowners property taxes to be current.

The National Sustainable Energy Group (NSEG) has offered non-traditonal financing to obtain the  Goodman HVAC Rent-To-Own Heating And Air units for homeowners with less than perfect credit, but who have consistently paid their property taxes annually.

The National Sustainable Energy Group (NSEG)  realizes that energy home improvements can become very expensive for homeowners seeking to upgrad, and this is purpose why alternative financing is being offered for the  Goodman HVAC Rent-To-Own Heating And Air units.

The National Sustainable Energy Group (NSEG) projects monthly payments for approved homeowners to range from $89.95 to $109.95 monthly. Upon approval by the      National Sustainable Energy Group (NSEG),   the  Goodman HVAC Rent-To-Own Heating And Air units can be immediately installed within five (5) business days.

The National Sustainable Energy Group (NSEG) projects that approximately 120,000 homeowners without heating and air service, and approximately 700,000 heating and air units working at less than 40% capacity.  

The ultimate goal for the National Sustainable Energy Group (NSEG) is to install approximately 5,000 Goodman HVAC Rent-To-Own Heating And Air units for homeowners residing in metro Atlanta to cool down during summer months, and warm up during winter months.

If You Know Anyone Who Is Interested In Buying Or Selling Their Home, Please Tell Them To Give Me A Call:

WILLIAM “SUPER” BYRD                                                                                                                   ASSOCIATE BROKER                                                                                                                            DRAKE REALTY                                                                                                                                      404-992-1513 (DIRECT)

 

 

 

 

 

Georgia’s New ANDP Homebuyer Downpayment Assistance Program

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Bank Of America and Atlanta Neighborhood Development Partnership (ANDP) has established a $1 million downpayment assistance program to help low and moderate income homebuyers purchase a home in the metro Atlanta housing market.

Atlanta Neighborhood Development (ANDP) is a private, non-profit organization established in 1991 to promote, create and establish affordable homeownership for low to moderate income families through direct development, mortgage lending, policy research, and political advocacy that ultimate achieves affordable housing throughout metro Atlanta housing market.

Atlanta Neighborhood Development (ANDP) will grant between $30,000 to $20,000 downpayment assistance to low and moderate income families in conjunction with their 97% FHA Loans to purchase affordable housing for residents in the City Of Atlanta, Fulton County, DeKalb County, Clayton County, and Douglas County.

Homebuyers must be at the 80% Area Median Income (AMI) to be eligible for the $30,000 homebuyers downpayment assistance, or homebuyers must be at or below the 120% Area Median Income (AMI) to be eligible for the $20,000 homebuyers downpayment assistance,

Below  is  a HUD Table Chart reflecting 80% Area Median Income (AMI) and 120% Area Media Income (AMI).

Number In Household        80% AMI       120% AMI

                    1                              $37,800              $56,000                                             

                   2                              $43,200               $64,000

                  3                              $48,000                $72,000

                  4                              $54,000                $81,000

                 5                              $58,350                 $87,000

                6                              $62,650                  $93,975

               7                               $67,000                  $100,500

               8                               $71,300                  $106,950

HUD Income Limits change on an annual basis.  These 2015 HUD Income Limits are effective March 2016

Furthermore, homebuyers must contribute a minimum of $1,000 earnest money payment toward the home purchase,  homebuyers must make the home purchase their primary residence, and homebuyers must attend HUD-Approved Homebuyers Education Course.

The homebuyers $1,000 earnest money payments will be utilized for prepaids such as building inspection, appraisals, and  the HUD Homebuyer Education Course will be appropriated and deducted from the $1,000 earnest money payments.

Atlanta Neighborhood Development Partnership (ANDP) is excellent program for first-time homebuyers, or homebuyers seeking to re-establish their housing credit.

IF YOU KNOW ANYONE WHO IS INTERESTED IN BUYING OR SELL THEIR HOME, PLEASE TELL THEM TO CALL:

WILLIAM”SUPER”BYRD                                                                                                                              ASSOCIATE BROKER                                                                                                                      DRAKE REALTY                                                                                                                                   404-992-1513 (DIRECT)